You should n9t have to pay out if you document the reviews sith the employee, make it clear what they need to do, the first warning should give clear goals, the second warning should give a timeline to correction, and the third warning accompanies termination. Usually a justified termination does not pay out unemployment. I could be wrong on this, consult your lawyer.
You say they may not see it coming? Have you written them up a few times? Discussed the issue and ways they can fix it? I am not a lawyer, but I have been involved in two unemployment investigations. You better have all of your documentation together or your going to eat an unemployment claim.
Luckily for me the original lease was very generous, and my business is highly profitable as well as succesfull and popular. It was easy to make up for the increase with a very slight increase in my billable hourly rate.
Hinestoy the massive spike in real-estate tax hit commercial l properties also. My leae went up 1k a month and probably will go up another 1k at the next lease negotiation. Is this why they are selling the business? How profitable is a hair salon?
You should take a loan out for the truck and appliances, and save the 20k for your cash flow and insurance and licensing.
Google is ass these days. Ive pretty much stopped using adwords. I have had good results with nextdoor and yelp has been great to me. Social media works still to some extent.
Like an HSA? Sounds like an HSA. Or a reverse HSA. I am pretty sure you can negotiate intrest free or near intrest free payments with just about any hospital. In fact, you could get a job as the person that helps people negotiate payments at the hospital. You would be doing what your talking about and working at a hospital probaly comes with pretty decent insurance.
I had this done, so worth it. The program I did, when you complete it, you are immune to fines for a year.
Send me an email that has actual pricing in it, clear terms, complete decriptions of what you offer, maybe some testimonials or a sample or two.
I do not want to sit through a 30 minute demo or phone call then find out pricing later on.
I give my clients pricing up front, if someone can not afford it, I do not want to waste mine or their time.
Find out how much money a tax proffesional wants to be paid to help you. Maybe get three estimates.
Turn this into a yearly cost, then divide that cost by the number of units you will sell in a year.
Raise your price per unit by double this cost.