Depends. A few quick questions to help:
- What’s been the biggest challenge in getting new coaching clients?
- How did the previous clients find you when you were making 6k/mo?
- What’s been the biggest reason for client churn (i.e. why did so many of your clients stop working with you?)
There’s zero downside to having a checking account. Savings accounts typically have a limited number of transactions allowed since they are, well, savings accounts, and not operating/checking accounts.