I tried to go thru the Healthcare.Gov site and couldn’t really figure out how to navigate the plans for my employees.

Are there some companies/agents that would work with us to provide benefits? I would also like to offer 401k and other retirement plans as well

Any place to help get started would be appreciated.

  • Vivid-Attention7766@alien.topBEnglish
    1·
    10 months ago

    Gusto will be low-cost, take care of payroll, and give you access to benefits. Good technology, but hard to get in touch with anyone for support unless you get the highest-level package. Health insurance will be the same as if you were to shop on the open-market.

    TriNet (a PEO) will give you a ton of benefits options, but is pricey on the admin side for a small team, but will give you large-group insurance options.

    I work for Justworks (also a PEO). We specialize in working with small businesses to offer group rates on all benefits and offer benefits optionality to find the best option for you whether that’s through our large-group policy (using economies of scale to offer richer plans at affordable rates), or small group (open market plans). Either of these options could be the right option for your team. Feel free to DM me and I can probably point you in the right direction

    • ehobax@alien.topBEnglish
      1·
      10 months ago

      I would second a PEO. It takes all the HR crap off your plate. My company uses Insperity, and although they are pricey I’ve heard zero complaints about them over 10 years.

      Also look at regional PEOs. There will be cheaper and may offer better quality service just b/c they are local. (Or they can suck, be sure to get some reviews/references.)