go to the websites of Travelers, Chubb, and Auto Owners to use their find an agent functions for someone near you. this does not necessarily mean that you will ultimately get or even should get insurance from those companies, but i think that local agents who represent companies like that can probably help you.

I am not sure why they can’t offer you quotes but, you should find a good agent that can walk you through the brutal truths of how much it costs and whether you must have it. Because one thing I do know is that if you have to have WC and Disability, and don’t buy it, New York will find out and will fine you. possibly big time…

First you need to find out if Nevada work comp law provides that volunteers would be covered. If it does, then, the next step is find out the rating rules for it and see how they are charged to ensure that what they charge you is correct. Auditors do not always fully investigate the classes; it’s often up to the policyholder to look up the rules and advocate for themselves.

More to the point, normally your agent would be the best one to lead this investigation for you, although if you don’t have an agent because you buy direct from an insurance company, in which case that doesn’t make it easy for you.

what state are you in, and is your manufacturer located in the US? if they are not it will complicate your search