there are ways

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Back in the 90’s when I was in the military the NSA made up a bunch of rules for half a dozen slow complete formats or physically destroy the HD platters with a wire brush.

if the employee was able to do this then the insurance company probably won’t pay. I’m in IT and cyber insurance has ridiculous conditions these days

make a policy of a few grace hours a month or a year and after that simply don’t pay them. might not be fraud but at some point people need to not be treated like little kids where you tell them not to do something and they keep doing it

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and don’t waste time on fridays. tell them to come see you the next work day

Don’t own a food truck but buying from some they have a slow turn around time and this impacts revenue

I’ve had to wait 20-30 minutes for food

UPS/FEDEX both have packing rules on the website and there are materials for this

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your package has to survive a 3 foot fall and why legit retailers send larger packages with small items full of material to take the shock of a fall

if you do this then at least have different coffee varieties. i like dark roast like starbucks and usually avoid the indie shops cause they tend to have barely roasted sour tasting coffee. and buy good quality coffee no matter the roast.

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and have real good food too. seems like most places it’s either or and I end up spending money at different businesses. Except this one place in Fort Collins Colorado that had amazing muffins. two more in the area that had good coffee and food. otherwise most good coffee shops i’ve seen have average food at best

if you ship stuff like this via USPS you should be buying insurance and signature verification

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and with USPS delivered usually means at the post office and it might be another day or so to get delivered to the customer

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good luck with your policy that has no legal basis in a CC dispute