You mentioned “paint job”, I’m assuming you’re a painter? I own a painting company myself and do not accept card as payment. For 1. I don’t want to pay the processing fee and my client saves money by not having to carry that cost either. 2. It’s so easy for someone to claim fraud and you’ll be stuck in limbo, as you found out first hand.
If the customer can only afford my paint job by using credit, those are the clients I do not want to work with. Cash discount, check, or instant online payments(cash app, venmo, etc).
You mentioned “paint job”, I’m assuming you’re a painter? I own a painting company myself and do not accept card as payment. For 1. I don’t want to pay the processing fee and my client saves money by not having to carry that cost either. 2. It’s so easy for someone to claim fraud and you’ll be stuck in limbo, as you found out first hand.
If the customer can only afford my paint job by using credit, those are the clients I do not want to work with. Cash discount, check, or instant online payments(cash app, venmo, etc).