I am devastated. I customer just started a dispute through my bank in the amount of $2500. Rent I around the corner and all of my funds are currently frozen I am so disheartened I can’t afford rent now and I feel like I’m going to explode. I completed the work. I am already getting my evidence ready but the bank says it will take up to 60 days. I feel like I don’t want to do this anymore I am struggling alot right now. Other then submit a response with evidence is there anything else I can do to speed up the response?
You mentioned “paint job”, I’m assuming you’re a painter? I own a painting company myself and do not accept card as payment. For 1. I don’t want to pay the processing fee and my client saves money by not having to carry that cost either. 2. It’s so easy for someone to claim fraud and you’ll be stuck in limbo, as you found out first hand.
If the customer can only afford my paint job by using credit, those are the clients I do not want to work with. Cash discount, check, or instant online payments(cash app, venmo, etc).