In my experience, all the bankers not only know each other but probably have each worked at each other’s banks. With that in mind, I would be candid about not just the offers but the other bankers you’re working with. They are a little bit competitive but as it’s a tightknit community, they a) like knowing what their competitors are doing, to use that leverage with their management and b) are likely to be candid in return. Small business banking isn’t just a long game, because they jobhop they are more likely to make sure you get the best fit (because they want you to come to them, personally, the next time you need something, and they might not be at that bank anymore).
At least, that’s been my experience
It’s really weird how much of /r/antiwork hangs out here. But I guess they can’t just go yell at the people who own the big businesses, so we’re a good enough proxy for the evils of capitalism