Hello,

I was thinking if it could shed insight into if an individual has a history of chargebacks with any financial institutions. The same way it could tell you if the individual has ever left an account negative in any financial institution.

Thank you,

  • TheRealNalaLockspur@alien.topB
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    10 months ago

    Stripe has something like this. They even have data on “Recovered Money” and a score for each customer you add. I think they simply look up by CC though. But it’s something!

  • craigleary@alien.topB
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    10 months ago

    There are services like this. Maxmind is one that comes to mind, which does ip reputation, location match, and will show if the email is associated with past fraud. This can be good selling intangible goods, the service is far from perfect. In my industry someone once made a very specific fraud service where companies in that industry could submit reports for email, address, paypal info which was hashed so you needed to have the info already to look up if it existed. The service had major privacy concerns and did not gain huge traction.