My “career” is over before it began - as a mechanical engineering graduate during COVID I’ve not been able to find work and I’ve gone from getting interviews to not even passing phone screening as my career gap widens and my perceived value drops. It is what it is. My only “job” option now appears to be gig economy, which is a potential fallback.

I have various subjects (monetizable hobbies) I’m massively knowledgeable on but lack qualifications in. I could probably scrape together a living by a combination of providing low-level services in all of them which would perhaps provide future opportunities for growth and specialisation.

However I have a suspicion that insurance companies will be strongly opposed to a business plan like that and expect a business to have a strictly defined scope.

Any thoughts on this? I’m in the UK for what it’s worth.

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  • Browncoat-2517@alien.topBEnglish
    1·
    10 months ago

    Liability is pretty broad coverage - the insurance co’s don’t need very detailed info for it. You can get $1m general liability coverage for just about anything.

    Also take a look at E&O (Errors & Omissions) insurance. Coverage for mistakes and negligence, missed deadlines, undelivered services. Especially important if any of your roles is advisory in nature (consultant, etc).