My “career” is over before it began - as a mechanical engineering graduate during COVID I’ve not been able to find work and I’ve gone from getting interviews to not even passing phone screening as my career gap widens and my perceived value drops. It is what it is. My only “job” option now appears to be gig economy, which is a potential fallback.

I have various subjects (monetizable hobbies) I’m massively knowledgeable on but lack qualifications in. I could probably scrape together a living by a combination of providing low-level services in all of them which would perhaps provide future opportunities for growth and specialisation.

However I have a suspicion that insurance companies will be strongly opposed to a business plan like that and expect a business to have a strictly defined scope.

Any thoughts on this? I’m in the UK for what it’s worth.

  • Stevenab87@alien.topB
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    1 year ago

    So your concern is that you won’t be able to buy insurance because your business would be basically a bunch of odd different things? What type of insurance are you concerned with? Liability? Property? Auto?

    • allnamestaken4892@alien.top
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      1 year ago

      Liability mainly.

      Auto is generally pretty easy. It’s just “business use” or not.

      We are dealing with wildly different subjects such as drone piloting, personal training, or car repair, to name just three.

  • Browncoat-2517@alien.topB
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    1 year ago

    Liability is pretty broad coverage - the insurance co’s don’t need very detailed info for it. You can get $1m general liability coverage for just about anything.

    Also take a look at E&O (Errors & Omissions) insurance. Coverage for mistakes and negligence, missed deadlines, undelivered services. Especially important if any of your roles is advisory in nature (consultant, etc).

    • allnamestaken4892@alien.top
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      1 year ago

      The tech industry seems to be just as destroyed as the mechanical engineering one, I’ve seen reports of unpaid internships having hundreds of applicants. I can’t even compete in my own field with a degree.

      I am tired of paying for education that brings me absolutely nothing at the end of the day.

      • spacegodcoasttocoast@alien.topB
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        1 year ago

        Ok, and I have no degree and effectively no coding experience and I made it work in the last few years. Have you considered that your self-defeating and self-pitying attitude might be holding you back from finding a solution?