If you can’t even write a proper sentence I doubt anyone is lending you 300k to lose.

That being said the stuff you buy won’t be worth $300k and you’ll likely be personally on the hook for every penny.

Covfefe

The worst case is that you spend money on things that cannot be sold for what you bought them for like furniture, renovations, salaries, advertising. Then if you have personally guaranteed the debt they get all the money that you raise from what you can sell plus collect the rest from your personal assets.

The worst is BAD unless you carefully plan ways to avoid it or limit the damage.

The worst case is a $300k death spiral.

You don’t sell enough cofe (coffee?).

You go out of business.

You owe the lender $300k.

You file personal bankruptcy.

You turn the assets of the code shop to a court appointed Bankruptcy Administrator and they try to recover some of the lender’s losses.

Nothing about this post makes me feel like you should even work at a coffee shop, much less own one. Zero attention to detail based on the typos and unclear meaning. Pay back my department? What?

If that is how you are askojf I guarantee that you aren’t prepared for that level of debt and is unlikely to get that loan.

Buy many cofe.

Fam you can literally buy one going under for 30k just research

We reverse engineered Tim Hortons coffee, and even we AREN’T opening a coffee shop!

300k is a LOT of cups of coffee. How many cups a month do you have to sell to make the payment?

How the hell are you getting $300,000 back after selling everything you buy with it?

You can’t get money back for the money spent paying the lease or other overhead.

All the physical items depreciate in value immediately upon buying them.

You can’t get money back from paying labor.

You should probably take some business and financial accounting courses to get a better sense of how this shit works before you do something very stupid.