I’m having trouble understanding if this is right for me and I’m not sure if this is the right place to ask but figured I’d try anyway. I always see HSAs recommended but my situation is a little unique and maybe you guys might know a little more.

I’m a sole owner of an LLC. I have employees but I am only looking for health coverage for my family right now. I was told today that you can only contribute to an HSA pre-tax if it’s through a c-corp which we’re not. Also, because this is not a company wide plan there can’t be any company matching.

Is there still any kind of tax advantage to this? Is it still worth it or is a regular health insurance plan better here? How are you guys handling health insurance?

*My wife and I are early 30’s and have a young child.