Paypal and banks are usually the worst for international transfers as they charge you secretly by giving you a bad exchange rate.

Wise is one of the established players in the market that changed the game by using real time rates and sharing the fees upfront. However, they went public a few years ago and have become more expensive since.

Now there is Atlantic Money that don’t challenge the banks or Paypal but Wise. They offer every transfer for the same price and can save u massively. Heard about them for the first me here at smallbusiness and I am a fan ever since.

Funniest part, they compare themselves against Wise: https://atlantic.money/wise. The difference for large sums is massive.