I live in Colorado and own a retail store, The other businesses I talk to on a near-daily basis are a stained glass store, two local shoe stores, four outdoor clothing stores, and a thrift shop.

I check in informally with a half dozen small downtown businesses most days of the week, and sales are down in retail by about 20% since July.

The best loan I got was from an organization called Colorado Enterprise Fund. Maybe there is a similar program in the sate you operate in.

I have received loans few times, and I have learned that I would have been better off each time with better management, and not getting the loan. I don’t know if this applies to you, but maybe try to cut costs first.