If you have good credit you can open up 0% introductory credit cards to get capital. 5% is a good rate, 0% is better. If they want 5% interest forever I would say no deal, and if they want 5% of your business I would tell them to fly a kite off a high cliff.

I’m 36 and have a few businesses now, the most lucrative being a property management company. We hit over 500k this past year in total profits through the businesses but I won’t consider myself “successful” until I have the kids retired and I probably won’t stop even then. Lol good luck my friend.

By reminding yourself that by trying and failing you have already done more than most of them ever will. Now pick yourself back up, dust off and get back to work. You start may be later but you will lap them all of you stay at it. Don’t be discouraged.