I see what you are saying. There ate offerings out there for tiny companies. Check your payroll software provider they may even offer it. Talk to a health insurance company to see if they can accommodate you. If you go through with judt paying for someone’s indiv. plan, it won’t be pre-tax, which is a disadvantage. Also talk to your tax accountant.

Can be tricky because you might be accused of discrimination if the individual plan is much better and if there’s no good business reason for doing what you’re planning to do. https://newcityinsurance.com/can-i-offer-different-employee-benefits-packages-to-different-groups

Are you based in the US? What state? Usually the state has an ACA insurance exchange and you go there to find plans offered by various insurers. As a small business owner in the US, if you make profit, your health insurance is fully deductible for tax purposes.

I use Hubspot for government contracting. Works okay.