That is ridiculous. Just say that she can not use your storefront.

No, is an appropriate response in many cases including this one.

This is the way.

You hit all the salient points without having to lie.

Are the taxes not calculated based on their W4?

If they really want that, get a new W4 to keep yourself out of trouble.

You should negotiate being a FTE for at least $85k per year.

If they say no, I would quit immediately and open your own cleaning business. You know how much to charge and what to pay employees, as well as having the full client list.

Basically, you know exactly how much you would be earning as the business owner and would effectively have zero additional work compared to what you do now.

Yes.

One hundred five star reviews seems suspicious. Even if you just got the odd 4 star review from someone who only gives 5 stars if the service is basically giving it away for free.

Although she is not a “Karen”, I love when we get negative reviews from them.

Simply respond with all the factual information, including the steps you took to provide them service and/or information.

We have folks tell us they came to us for how we handled poor behaving patients.

Owner draw into an investment account.