lol double in 7 years? I highly doubt the management company is averaging MORE than 11% yearly because that’s what you need to double your money in 7 years.

Ask for PROOF, I’m guessing the financial advisor is the one who has been managing the money until now. They are probably telling you some nice number hoping you and your family keep your money with them, so they can keep collecting their management fee.
Going of your post, you don’t seem like a business minded person, so I wouldn’t jump in and try to start a business out of thin air. Look at things in your day to day life that annoy you.
Do you think you could find a solution for it?
Do you think other people share this same nuisance?
Do you think the nuisance is enough of problem that people would be willing to pay for your solution?

If yes on all 3, you have an idea that might turn into a business.

If I were you, I’d take some money to get out of the financial shitstorm and to pay inheritance tax. Pay a service to rewrite your resume and start applying to higher paying jobs.
How old are you?
Do you have a degree if yes in what?
Do you have certain interests?

I tried that and have to agree with others here. Bought a clone app for $ 4000 which supposedly was customizable for another $ 6000. I bought the app because the backend of the app was perfect for my marketplace and I wanted the devshop to create a scraper to get some products shown on the website until users would list their own product, for this they asked me another $ 35.000
Well long story short I’m learning to code now thank god for chat GPT.

thanks for reaching out.
Are you saying the market of hemp(CBD) is too saturated in USA? or do you mean the whole business CBD and THC is too saturated?
I would think it’s the opposite when it comes to USA, as more and more states are legalizing recreation use?

Yes for now to create the business plan, I’m just interested in producing the raw material. I’m trying to keep it simple to see if the business is financially viable.