I get so many “ I pushed the number the machine must be broken “ then I say the other 19 people had no issue clocking out and they still blame the machine

It’s never a bad time if you know what you’re doing and have a financial cushion which most people who start businesses don’t have .

Assume you will have no customers or profits for a year during good or bad times

Don’t forget the easiest one get yourself a little nicer car lease when there are profits to piss away and you know it’s going to go to the IRS end of year