You are my exact situation but 3 years in the future. I just bought my company this past August. Little bit smaller than you, similar sales, profit margin is slightly less, closer to 30%. Same issues you deal with, always playing catch-up. Always putting out fires. Looking forward to being in your shoes! /s

I’m open to any advice you have.

You need an attorney and a CPA. When I bought my business I had about $15,000 in expenses not including down payment. Attorney fees, SBA fees, CPA fees, and appraisal I think was the bulk of it. I was also required to take out a life insurance policy for the amount of the loan.