Hey all, my wife and I both are hands-on small business owners, each running a different business. She runs a small pet grooming business where we hired a couple of great people that she used to work with.

We are currently pretty maxed out on pay, where these employees make the equivalent of 50% of the revenue they bring in (this is before payroll taxes and all of the other fixed business expenses), plus their tips of course. This is pretty standard industry pay.

They currently have no health insurance. My wife and I have three kids and therefore qualify for some help through ACA (Obamacare) but they are single and likely just above the threshold.

We care about their wellbeing of course and wish we could offer something to help but not sure how it would work, as we don’t really have any room to add more expenses to payroll as it stands and have the business remain healthy. Any ideas? What are people doing in this situation?

We are in Oregon.

Thank you!