I’m self employed, I have a business checking account that I’ve had for a couple years. I’ve only used the account to accept loan funds 2 years ago or so, no other transactions, I haven’t used the account for 2 years. Now I’m looking to form an LLC as a single member. Is it recommended to create a new bank account after the LLC is formed or would it not really matter since I’m forming a single member LLC and I will be filing my taxes as a disregarded entity anyways? The funds will still be separate from my personal banking account so I think it’s fine. Just would like to hear from those who know better. Thanks!

    • Upstairs-Tourist-851@alien.topB
      link
      fedilink
      English
      arrow-up
      1
      ·
      1 year ago

      I didn’t accuse you of anything, I’m genuinely curious how you got PPP if you aren’t running payroll and it’s an unused business account. As someone familiar with SBA and PPP loans yeah it sounds sketchy. Maybe there’s an explainable reason, like you run payroll out of a second acct for some reason, but on the surface it’s an extremely unusual situation.