Hey all, I have an SBA loan for a little over $500,000. My interest is 11.5% with 10 year terms. Majority of my $9,600 monthly payment is interest.

What can I do to lower my interest? I dont know how the government can possibly understand how a small business can survive with such high interests.

Does anyone know of any private lenders? Other banks that will exponentially decrease this?

I’m struggling and November was not a great month for us…

  • ofcourseIwantpickles@alien.topB
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    1 year ago

    Yes, SOP 50 10 7.1 allows 7a to 7a refinances under delegated authority for PLP lenders. If you have a 7a real estate loan you also can refinance with a 504, which has been possible for a few years.