Hello everyone I’m looking for a little advice, So recently, I decided to start a business in my small college town and after running all the numbers, I am extremely confident that this business will do well. The problem is that I made a few bad decisions and have a bad credit score , my mother offered to take a loan or co-sign or me but I am hesitant to take her up on her offer because I do not want if the worst case scenario the business fails and now my mother is held responsible for the loan. Please give me advice on what you think I should do.