M32, using anonymous account be shame. I’ll try and summarize, but I started a business (in U.S.) in the beginning of 2021 and have yet to file taxes of any kind. Taxes are up to date prior to that when I worked a W-2.

In 2021, which I’m most concerned about, my 50% of the profit was around 40k. I really had no idea how to address taxes going into this as a first time business owner and I didn’t save much. I was married until this year when I went through a divorce so I don’t think I can file as joint anymore. In addition to that, to get things off the ground, I missed some card payments which hurt my credit so I don’t think I have much of an option there as far as putting it all on a credit card. I do think based on my limited knowledge there will be lots of opportunities for write offs, given that I drove all over the place to meet clients, worked out of home office and used personal phone for work. I probably have around 10k in savings that I plan on putting towards this tax fiasco.

Admittedly, I’ve avoided addressing this out of fear for what I might find out but I can’t put it off any longer. So without making me feel like too much of a piece of shit, how do I start digging myself out of this hole? What do people do when they don’t have the money to pay the back taxes they owe? Are payment plans a thing? TIA