I own a hair salon. Typically, November is my busiest season. It has been SO quiet. A lot of my colleagues are also saying the same thing and have had to close up shop because of it - or get a second job.
People keep saying it will get better and the economy will bounce back but I don’t know. I am so close from just throwing in the towel, closing up shop and getting a corporate gig.
If you lost your job, you weren’t contributing to discretionary spending anyway because you were scrapping to stay alive. Thus, if your loans restarting is decreasing your monthly funko budget, you were just making bad choices and avoiding the inevitable reality