Let’s say a magical fairy hands you $10k each month…lol, that you may stop receiving after a few years. How could you build a business or invest that money so that it becomes a reliable income? And you have zero schooling, just starting from scratch. E-commerce? Buy a food truck? Day-trading? Real estate? What would you do if you were starting from zero and this is all you had? Sorry for the stupidity of this question!
I would say just put it into s&p and just enjoy the modest return, because other ideas require a fairy tale person that is willing to at least learn something, or show that they’ve ‘taken an interest’ in something. this fairy tale person literally has done zero with their life and shouldn’t own a business or come into the conversation until they’ve done some homework.